We filed a lawsuit a Major NJ Auto Dealer and the finance company on behalf of a client who purchased and financed a motor vehicle through the dealership. The suit alleges, inter alia, violation of the New Jersey Consumer Fraud Act, Fraud, Criminal Theft by Deception, Criminal Deceptive Business Practices, etc. The allegations, as filed in court, include, but not limited to as follows:
•Charging the plaintiff interest rate of 26.21%!
•Preparing Retail Installment Sales Contract (RISC) stating that plaintiff made a $3800 down payment, when she did not thereby commit a criminal act and bank fraud in violation of the New Jersey Consumer Fraud Act (CFA).
•Charging the plaintiff $199 for title and registration when the New Jersey Motor Vehicle Commission charges only $85 for registration and title.
•Charging $349.95 for “Doc Fee” without providing her with a copy of any costs/expenses incurred by Dealer in violation of the Division of Consumer Affairs’ regulation and the Consumer Fraud Act.
•Pattern of Practice of charging illegal fees to customers.
If you are a victim of any type of consumer fraud with this or any other business, don’t hesitate to call us for a free consultation.