THE NEW JERSEY CONSUMER FRAUD ACT (CFA) IMPOSES STRICT LIABILITY FOR VIOLATION OF REGULATIONS PROMULGATED PURSUANT TO THE CFA Background of the Consumer Fraud Act (“CFA or the “Act”) The New Jersey Consumer Fraud Act, N.J.S.A. 56:8-1 et seq., (the “CFA” or the “ACT”) in pertinent parts, provides as follows: The act, use or employment…

Bait and Switch This is the most classic types of scam. The dealer advertised the vehicle with a low price, or interest rate, or any other promised representations in the advertisement, in order to lure a customer into the dealership. After the customer comes into the dealership, he or she is met with a bunch…

A lawsuit was filed against Luxury Haus Inc., in  the Superior Court of New Jersey, Hudson County, Jersey City, New Jersey. The case was brought under the Consumer Fraud Act and the Motor Vehicle Sales Practices seeking recovery of ascertainable loss, reasonable attorney’s fees and costs arising out of the purchase of an automobile from…

Homeowners filed suit under the NJ Consumer Fraud Act against a Bergen County Home Improvement contractor (HIC).  Homeowners agreed to have the HIC purchase the cabinets from large cabinet manufacturer and install them. The cabinets and installation costs about $17,000. After the cabinets were installed, the homeowners refused to pay the balance of the contract…

On behalf of a client, we sued one of the largest auto insurance companies in the United States. The case involved a client whose BMW was stolen and recovered the next day with significant portions of the interior missing and/or damaged. The very next day, the client contacted the police and then the insurer and…

Most homeowners’ insurance policies offer at least three basic types of coverage: (1) Protection for the home such as damages caused by fire, hurricane, lightening, etc., if listed in the policy; (2) Personal property such as furniture, appliances, clothes, jewelry, etc., stolen or destroyed by fire, hurricane, lightening or other listed causes; (3) Protection (up…

The Fair Debt Collection Practice Act (FDCPA) is a federal law that protects consumers from certain improper debt collection practices. The FDCPA makes the following acts and conducts illegal: Contacting You or Third Parties A debt collector may not contact you before 8:00 am or after 9:00 pm any day, unless you agree. A debt…

We brought suit against a Bergen County Home Improvement contractor (HIC) for violation of the Consumer Fraud Act (CFA) and the Home Improvement Practices in connection with the installation of an HVAC system in our client’s home (the homeowner). The homeowner entered into a contract with the HIC to replace her existing HVAC’s heat pump…

Duty to defend arises from the Claim (the Complaint) An insurer’s broad duty to defend is well-settled in the State of New Jersey- it is triggered by the allegations contained in the complaint. SL Industries, Inc. v. American Motorists Ins. Co., 128 N.J. 188 (1992)(the duty to defend is generally determined by comparing the allegations…

On June 2, 2015, the Office of the Attorney General and the New Jersey Division of Consumer Affairs have obtained a $6.34 million default judgment against Anthony Angelo Pizza of Rutherford and two home improvement companies he operated, A. Pizza Contracting, LLC and AP Building & Construction, LLC, a/k/a “AP Builders & Construction, LLC,” after…

© 2017 Chatarpaul Law Firm, P.C. All Rights Reserved. Privacy Policy, Disclaimer & Copyright Attorney Advertising

logo-footer